QuruAI EXPERT TERMS & CONDITIONS

1. Introduction & Purpose

These Terms & Conditions ("Terms") govern the participation of individual experts ("Expert," "you," or "your") in the QuruAI platform ("QuruAI," "we," "us," or "our").

QuruAI provides an automated system where Experts can receive and respond to client research inquiries ("Queries"), via voice AI or other communication means, in exchange for compensation.

By creating an Expert profile, accessing your expert dashboard, or responding to any QuruAI Queries, you agree to abide by these Terms.

2. Compliance & Ethical Obligations

No Confidential or MNPI Disclosure

You must not disclose (a) material non-public information ("MNPI"), (b) confidential, proprietary, or trade-secret information from any employer or third party, or (c) information restricted by NDAs, contractual obligations, or relevant laws and regulations.

If at any point you are uncertain whether a piece of information is MNPI or confidential, do not share it.

Legal & Regulatory Compliance

You must comply with all applicable laws (including insider-trading regulations) and company policies (yours and QuruAI's).

You are solely responsible for ensuring your participation in QuruAI does not violate any employment, severance, or fiduciary obligations you may have.

Training & Ongoing Affirmation

You agree to review and reaffirm these Terms on a periodic basis as requested by QuruAI.

QuruAI may provide training or refresher modules regarding compliance, best practices, and avoidance of MNPI. You agree to complete such training as required.

Right to Decline Queries

We encourage Experts to decline or stop answering any Query if you suspect it may lead to disclosure of prohibited or confidential information.

You will not be penalized for declining Queries that raise compliance or conflict concerns.

3. Expert Responsibilities

Accurate Profile

You warrant that all information provided in your QuruAI Expert profile is true, complete, and up-to-date.

If your professional status, employment, or credentials change, you must promptly update your profile.

Relevancy & Conflicts

If a Query is not within your expertise or conflicts with your existing obligations, you must opt out.

You should not engage with a Query if it involves any company, client, or competitor in which you have a conflict of interest.

Consultation Process

QuruAI uses an AI-driven voice or automated workflow to pose questions. You agree to participate (or "dial in") only when you are prepared to provide answers within your area of expertise.

You acknowledge that QuruAI may record and transcribe your sessions for internal review, client deliverables, compliance checks, and quality assurance.

No Legal, Financial, or Investment Advice

You must not present yourself as a lawyer, accountant, financial advisor, or investment banker unless you have the corresponding credentials—and in any case, you must not provide formal legal or investment advice.

All information you provide is for general informational or educational purposes only.

4. Confidentiality & Data Security

Maintaining Confidentiality

You must treat all QuruAI and client information that you receive as confidential and not disclose it to third parties (except as required by law).

You will not use any client or QuruAI data for personal benefit or any purpose outside the QuruAI platform.

Platform Record-Keeping

QuruAI will maintain records of each Query and your responses. We do this to ensure compliance with applicable regulations and to maintain a comprehensive audit trail.

These records may be requested by clients or regulators to confirm compliance.

Security Measures

You agree to use secure login credentials and to notify QuruAI immediately if you suspect any unauthorized access to your Expert account.

5. Compensation & Payment

Fee Schedules

QuruAI calculates compensation based on the duration or scope of your responses. Specific rates are agreed upon separately or shown in your Expert dashboard.

Payment schedules are defined by QuruAI's general payment policies.

Right to Withhold

QuruAI may withhold or adjust payments if there is a compliance violation, fraud, or if you have provided inaccurate or misleading information.

Tax & Reporting

You are responsible for reporting and paying any taxes on income earned through QuruAI in accordance with your local law.

6. Compliance Procedures & Audits

Escalation Protocol

If you suspect any Query is seeking MNPI or otherwise confidential information, you must stop and report the concern to QuruAI.

Periodic Checks

QuruAI reviews recordings, transcripts, and other expert records to ensure ongoing compliance.

You acknowledge and consent to such reviews and spot checks.

Violation Consequences

If QuruAI determines you have violated these Terms (e.g., by disclosing MNPI or breaching confidentiality), we may immediately suspend or terminate your access to the platform and, if warranted, report such violations to relevant authorities.

7. Intellectual Property

Content Ownership

Any original content you produce in answering queries belongs to you, except that you grant QuruAI and its clients a perpetual, irrevocable license to use, store, display, and distribute such content (including transcripts and recordings) in connection with QuruAI's services.

Use of QuruAI Materials

You may not publicly share or reproduce any QuruAI materials—such as platform code, interface designs, or trade secrets—without express written permission.

8. Limitations of Liability

Platform & AI Limitations

You acknowledge that QuruAI's platform relies on machine learning and AI-based systems, which may have limitations or produce imperfect transcripts or prompts.

QuruAI is not liable for any reliance upon AI or automated processes in generating questions or matching experts.

Indemnification

You agree to indemnify and hold harmless QuruAI from any claims arising out of your breach of these Terms, including but not limited to unauthorized disclosure of MNPI or confidential information.

9. Amendments & Termination

Modifications

QuruAI may update or amend these Terms at any time by providing notice (e.g., via email or in-platform notification). Continued participation indicates acceptance of the updated Terms.

Termination

Either party may terminate the Expert relationship upon written notice. Upon termination, any outstanding payments for completed sessions will be settled per QuruAI policy.

10. Governing Law & Dispute Resolution

Governing Law

These Terms are governed by the laws of the State of New York, without regard to its conflict of laws principles.

Dispute Resolution

Any dispute arising out of or in connection with these Terms shall be resolved by arbitration or court as specified in QuruAI's separate arbitration policy or at QuruAI's principal place of business.

11. Acceptance of Terms

By clicking "Submit" or otherwise acknowledging these Terms during your expert onboarding, you confirm that you have read, understood, and agree to comply with all provisions set forth herein.

For any questions or clarifications, please contact Compliance@Quru.ai or refer to our Expert FAQs.